Digital employees for Finance teams.

Digital employees for Finance teams.

Digital employees for Finance teams.

Flowzar introduces AI-powered agents directly into your daily work - for noticeably better financial impact.

[ Our Story ]

Flowzar was founded in early 2025 by Andreas Habersetzer and Joe Keller, based in Munich and Heilbronn.

As a long-standing partner at EY and EY-Parthenon, Andreas was responsible, among other things, for the global consulting business in the Payments sector. Andreas has a deep understanding of all aspects related to the 'Movement of Money' within companies. He is enthusiastic about the opportunities that GenAI, Agentic Banking and Embedded Finance offer for the organisational and technological transformation of the finance function.

Joe has consistently focused during his career at Amazon, AWS or appliedAI on developing customer-centric AI applications that solve real problems. Fascinated by the technical and process-related challenges faced by CFOs and finance leaders on a daily basis, coupled with a deep understanding of the potential AI offers to address these issues, Joe was quickly captivated by the idea of Flowzar.  

Together, Andreas and Joe have assembled an experienced and capable founding team that combines expertise in AI product development, the building and operation of secure and highly scalable cloud software, as well as deep knowledge of financial processes and software.

The Flowzar team stands for "AI made in Germany" and the measurable added value for finance teams.

Flowzar was founded at the beginning of 2025 by Andreas Habersetzer and Joe Keller, based in Munich and Heilbronn.

As a long-standing partner at EY and EY-Parthenon, Andreas was responsible, among other things, for the global consulting business in the area of Payments. Andreas has a deep understanding of all areas that are broadly related to the "Movement of Money" within companies. Andreas is excited about the opportunities arising from GenAI, Agentic Banking, and Embedded Finance for the organisational and technological transformation of the finance function.

Joe has consistently focused his career at Amazon, AWS, and appliedAI on developing customer-centric AI applications that solve real problems. Fascinated by the technical and procedural challenges faced daily by CFOs and financial leaders, along with a deep understanding of what opportunities AI offers to address these issues, Joe was quickly captivated by the idea for Flowzar.  

Together, Andreas and Joe have assembled an experienced and capable founding team, combining expertise in AI product development, the building and operating of secure and highly scalable cloud software, and deep knowledge of financial processes and software.

The Flowzar team stands for "AI made in Germany" and measurable added value for finance teams.

Flowzar was founded in early 2025 by Andreas Habersetzer and Joe Keller, based in Munich and Heilbronn.

As a long-standing partner at EY and EY-Parthenon, Andreas was responsible, among other things, for the global consulting business in the Payments sector. Andreas has a deep understanding of all areas related, in the broadest sense, to the 'Movement of Money' within companies. Andreas is enthusiastic about the opportunities that arise from GenAI, Agentic Banking, and Embedded Finance for the organisational and technological transformation of the finance function.

Joe has consistently focused throughout his career at Amazon, AWS, or appliedAI on developing customer-oriented AI applications that solve real problems. Fascinated by the technical and procedural challenges faced by CFOs and finance leaders daily, coupled with a deep understanding of the opportunities AI offers for solving these problems, Joe quickly became enthusiastic about the idea for Flowzar.  

Together, Andreas and Joe have assembled an experienced and capable founding team, which combines expertise in AI product development, the building and operation of secure and highly scalable cloud software, as well as deep knowledge of financial processes and software.

The Flowzar team stands for "AI made in Germany" and measurable value for finance teams.

[ Our Team ]

Extensive experience in the financial sector meets deep AI expertise.

Extensive experience in the financial sector meets deep AI expertise.

Extensive experience in the financial sector meets deep AI expertise.

Become part of our team!

Discover our open positions and
help shape the future of digital employees for the finance department with us.